Based in Nairobi, 4G Capital provides micro working capital loans and business training to informal market retailers. 4G is solving the severe lack of access to credit in this large segment of the market by providing unsecured loans disbursed within 24 hours via mobile money through its proprietary scoring algorithm and network of mobile field officers. 4G also provides business training to give shop owners the tools to be able to scale their business. With its scalable technology platform, 4G seeks to serve microenterprises across the African continent.

4G Capital provides helps this small business owner expand her business by providing much-needed working capital. Operations are completely cashless; loans are disbursed within 24 hours via mobile money.

4G Capital sales officer meeting with a customer in a produce market.  Over 80% of 4G Capital's customers are women.

4G Capital loans and business training enable informal businesses to grow faster and become more profitable.

For many informal businesses, 4G Capital is the only alternative to predatory loan sharks who charge 20%-30% or more per week and often use unscrupulous collection practices.